SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
U.S. Bancorp (USB-PH) trades at a trailing P/E of 11.4, forward P/E of 3.7. Trailing earnings yield is 8.79%, forward earnings yield 26.74%. PEG 0.53 (Peter Lynch undervalued ≤1.0). Graham Number is $68.03.
Criteria proven by this page:
- VALUE (83/100, Pass) — P/E is below market average (11.4); PEG ≤ 1.0 — Peter Lynch undervalued (0.53); analyst target implies upside (+190.5%); earnings yield beats bond yields (8.79%).
- Forward P/E 3.7 (down from trailing 11.4) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.53 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.79% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 26.74% as earnings recover.
- Analyst consensus target $55.00 (+190.5% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 66/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
83/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — USB-PH
Valuation Multiples
P/E (TTM)11.4
Forward P/E3.7
PEG Ratio0.53
Forward PEG0.38
P/B Ratio1.32
P/S Ratio2.01
EV/EBITDA11.4
Per Share Data
EPS (TTM)$4.87
Forward EPS (Est.)$5.07
Book Value / Share$42.22
Revenue / Share$27.56
FCF / Share$5.13
Yields & Fair Value
Earnings Yield8.79%
Forward Earnings Yield26.74%
Dividend Yield3.72%
Graham Number$68.03
SharesGrow IV$37.98 (+100.7%)
Analyst Target$55.00 (+190.5%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.0 |
6.81 |
1.87 |
3.94 |
2.35% |
| 2017 |
14.5 |
1.68 |
1.83 |
3.80 |
2.46% |
| 2018 |
10.5 |
0.60 |
1.46 |
2.90 |
3.17% |
| 2019 |
13.6 |
56.26 |
1.81 |
3.43 |
2.93% |
| 2020 |
14.2 |
-0.54 |
1.32 |
2.79 |
4.06% |
| 2021 |
10.5 |
0.16 |
1.52 |
3.53 |
3.45% |
| 2022 |
11.1 |
-0.40 |
1.28 |
2.37 |
4.74% |
| 2023 |
12.3 |
-1.08 |
1.21 |
1.64 |
4.96% |
| 2024 |
11.8 |
0.74 |
1.27 |
1.75 |
4.62% |
| 2025 |
11.0 |
0.50 |
1.27 |
1.94 |
4.22% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$3.24 |
$22.42B |
$5.89B |
26.3% |
| 2017 |
$3.51 |
$23.66B |
$6.22B |
26.3% |
| 2018 |
$4.14 |
$25.78B |
$7.1B |
27.5% |
| 2019 |
$4.16 |
$27.33B |
$6.91B |
25.3% |
| 2020 |
$3.06 |
$25.24B |
$4.96B |
19.6% |
| 2021 |
$5.10 |
$23.71B |
$7.96B |
33.6% |
| 2022 |
$3.69 |
$27.4B |
$5.83B |
21.3% |
| 2023 |
$3.27 |
$40.62B |
$5.43B |
13.4% |
| 2024 |
$3.79 |
$42.71B |
$6.3B |
14.7% |
| 2025 |
$4.61 |
$42.86B |
$7.58B |
17.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.05 |
$4.96 – $5.17 |
$30.39B |
$30.09B – $30.74B |
1 |
| 2027 |
$5.61 |
$5.51 – $5.75 |
$32.15B |
$31.57B – $32.95B |
1 |
| 2028 |
$6.16 |
$6.04 – $6.30 |
$33.58B |
$33.11B – $34.19B |
1 |
