SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Zions Bancorporation, National Association (ZION) trades at a trailing P/E of 9.9, forward P/E of 9.9. Trailing earnings yield is 10.08%, forward earnings yield 10.15%. PEG 0.46 (Peter Lynch undervalued ≤1.0). Graham Number is $81.95.
Criteria proven by this page:
- VALUE (73/100, Pass) — P/E is below market average (9.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.46); earnings yield beats bond yields (10.08%).
- Forward P/E 9.9 (down from trailing 9.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.46 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.08% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.15% as earnings recover.
- Analyst consensus target $67.00 (+8.6% upside) — modest upside expected.
Overall SharesGrow Score: 60/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
73/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — ZION
Valuation Multiples
P/E (TTM)9.9
Forward P/E9.9
PEG Ratio0.46
Forward PEG2.35
P/B Ratio1.24
P/S Ratio1.81
EV/EBITDA8.3
Per Share Data
EPS (TTM)$6.11
Forward EPS (Est.)$6.26
Book Value / Share$48.83
Revenue / Share$33.62
FCF / Share$6.00
Yields & Fair Value
Earnings Yield10.08%
Forward Earnings Yield10.15%
Dividend Yield2.93%
Graham Number$81.95
SharesGrow IV$139.94 (+126.9%)
Analyst Target$67.00 (+8.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.7 |
0.28 |
1.15 |
3.55 |
1.23% |
| 2017 |
17.2 |
0.49 |
1.33 |
3.73 |
1.26% |
| 2018 |
8.9 |
0.15 |
1.04 |
2.60 |
2.99% |
| 2019 |
11.2 |
9.76 |
1.24 |
2.82 |
2.85% |
| 2020 |
13.2 |
-0.43 |
0.90 |
2.42 |
3.64% |
| 2021 |
8.9 |
0.07 |
1.35 |
3.40 |
2.58% |
| 2022 |
8.1 |
-0.55 |
1.51 |
2.21 |
3.65% |
| 2023 |
9.5 |
-0.38 |
1.14 |
1.40 |
4.35% |
| 2024 |
10.2 |
0.74 |
1.30 |
1.60 |
3.62% |
| 2025 |
9.6 |
0.42 |
1.20 |
1.74 |
3.10% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.99 |
$2.47B |
$469M |
19% |
| 2017 |
$2.60 |
$2.74B |
$592M |
21.6% |
| 2018 |
$4.08 |
$3.03B |
$884M |
29.1% |
| 2019 |
$4.16 |
$3.25B |
$816M |
25.1% |
| 2020 |
$3.03 |
$2.94B |
$539M |
18.3% |
| 2021 |
$6.79 |
$2.97B |
$1.13B |
38% |
| 2022 |
$5.79 |
$3.34B |
$907M |
27.2% |
| 2023 |
$4.35 |
$4.62B |
$680M |
14.7% |
| 2024 |
$4.95 |
$4.99B |
$784M |
15.7% |
| 2025 |
$6.01 |
$4.94B |
$899M |
18.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$6.23 |
$6.01 – $6.45 |
$3.53B |
$3.46B – $3.58B |
19 |
| 2027 |
$6.57 |
$6.32 – $6.86 |
$3.69B |
$3.56B – $3.8B |
19 |
| 2028 |
$6.81 |
$6.06 – $7.25 |
$3.83B |
$3.82B – $3.83B |
6 |
