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Axos Financial, Inc. AX NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
74/100
4/7 Pass
SharesGrow Intrinsic Value
$124.77
+31.7%
Analyst Price Target
$111.00
+17.1%

Axos Financial, Inc. (AX) reported total assets of $24.78B and total liabilities of $22.1B for fiscal year 2025, resulting in total equity of $2.68B.

The company held $2B in cash and short-term investments. Total debt stood at $372.67M, with net debt of $-1.56B. The Debt-to-Equity (D/E) ratio was 0.14 (conservative).

Current ratio is 0.11, which may signal tight short-term liquidity. Interest coverage is 0.9x (weak).

Criteria supported by this page:

  • HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (59/100) — Total assets $24.78B and equity $2.68B support the company's competitive scale
  • VALUE (80/100) — Debt-to-Equity 0.14 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
80/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
100/100
→ Income
INCOME
85/100
→ Income
Axos Financial, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $24.78B$22.86B$20.35B$17.46B
Total Liabilities $22.1B$20.56B$18.43B$15.81B
Total Debt $372.67M$415.68M$451.78M$562.74M
Cash & Investments $2B$2.12B$2.47B$1.47B
Total Stockholders Equity $2.68B$2.29B$1.92B$1.64B
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