SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Axos Financial, Inc. (AX) trades at a trailing P/E of 11.5, forward P/E of 10.8. Trailing earnings yield is 8.72%, forward earnings yield 9.30%. PEG 0.61 (Peter Lynch undervalued ≤1.0). Graham Number is $96.49.
Criteria proven by this page:
- VALUE (80/100, Pass) — P/E is below market average (11.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.61); analyst target implies upside (+18.1%); earnings yield beats bond yields (8.72%).
- Forward P/E 10.8 (down from trailing 11.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.61 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.72% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.30% as earnings recover.
- Analyst consensus target $111.00 (+18.1% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 74/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
80/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — AX
Valuation Multiples
P/E (TTM)11.5
Forward P/E10.8
PEG Ratio0.61
Forward PEG0.61
P/B Ratio1.79
P/S Ratio2.61
EV/EBITDA7.9
Per Share Data
EPS (TTM)$8.03
Forward EPS (Est.)$8.74
Book Value / Share$51.53
Revenue / Share$35.14
FCF / Share$7.41
Yields & Fair Value
Earnings Yield8.72%
Forward Earnings Yield9.30%
Dividend Yield0.00%
Graham Number$96.49
SharesGrow IV$124.77 (+32.8%)
Analyst Target$111.00 (+18.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
9.5 |
0.26 |
1.66 |
2.96 |
0.03% |
| 2017 |
11.4 |
0.96 |
1.84 |
3.38 |
0.02% |
| 2018 |
17.3 |
1.23 |
2.75 |
4.83 |
0.01% |
| 2019 |
10.8 |
1.70 |
1.56 |
2.59 |
0.01% |
| 2020 |
7.3 |
0.37 |
1.09 |
1.87 |
0.03% |
| 2021 |
12.7 |
0.61 |
1.96 |
3.86 |
0.00% |
| 2022 |
8.9 |
0.81 |
1.30 |
2.82 |
- |
| 2023 |
7.7 |
0.28 |
1.23 |
1.86 |
- |
| 2024 |
7.3 |
0.14 |
1.44 |
1.87 |
- |
| 2025 |
10.0 |
-3.72 |
1.61 |
2.24 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.85 |
$384.05M |
$119.29M |
31.1% |
| 2017 |
$2.07 |
$455.42M |
$134.74M |
29.6% |
| 2018 |
$2.38 |
$546.02M |
$152.41M |
27.9% |
| 2019 |
$2.49 |
$644.82M |
$155.13M |
24.1% |
| 2020 |
$2.98 |
$717.62M |
$183.44M |
25.6% |
| 2021 |
$3.56 |
$711.97M |
$215.71M |
30.3% |
| 2022 |
$3.97 |
$757.91M |
$240.72M |
31.8% |
| 2023 |
$5.07 |
$1.26B |
$307.17M |
24.3% |
| 2024 |
$7.66 |
$1.77B |
$450.01M |
25.5% |
| 2025 |
$7.43 |
$1.93B |
$432.91M |
22.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$8.54 |
$8.45 – $8.74 |
$1.46B |
$1.44B – $1.48B |
3 |
| 2027 |
$9.84 |
$9.14 – $10.54 |
$1.62B |
$1.6B – $1.64B |
4 |
