Axos Financial, Inc. (AX) is a Banks - Regional company in the Financial Services sector, currently trading at $93.96. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of AX = $124.77 (+32.8% from the current price, the stock appears undervalued). Analyst consensus target is AX = $111 (+18.1% upside).
Valuation: AX trades at a trailing Price-to-Earnings (P/E) of 11.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.82.
Financials: revenue is $1.9B, +38.6%/yr average growth. Net income is $433M, growing at +23.4%/yr. Net profit margin is 22.4% (strong). Gross margin is 61.5% (-28.4 pp trend).
Balance sheet: total debt is $373M against $2.7B equity (Debt-to-Equity (D/E) ratio 0.14, conservative). Current ratio is 0.11 (tight liquidity). Debt-to-assets is 1.5%. Total assets: $24.8B.
Analyst outlook: 11 / 19 analysts rate AX as buy (58%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 58/100 (Partial), Income 85/100 (Pass).
