SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
The First Bancorp, Inc. (FNLC) trades at a trailing P/E of 9.3. Trailing earnings yield is 10.72%. PEG 0.35 (Peter Lynch undervalued ≤1.0). Graham Number is $42.26.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (9.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.35); earnings yield beats bond yields (10.72%).
- PEG Ratio 0.35 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.72% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 60/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FNLC
Valuation Multiples
P/E (TTM)9.3
Forward P/EN/A
PEG Ratio0.35
Forward PEGN/A
P/B Ratio1.13
P/S Ratio1.84
EV/EBITDA11.2
Per Share Data
EPS (TTM)$3.11
Book Value / Share$25.56
Revenue / Share$16.04
FCF / Share$1,345.04
Yields & Fair Value
Earnings Yield10.72%
Dividend Yield5.11%
Graham Number$42.26
SharesGrow IV$81.46 (+178.7%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
19.7 |
1.87 |
2.06 |
5.36 |
2.76% |
| 2017 |
15.0 |
1.80 |
1.62 |
3.99 |
3.91% |
| 2018 |
12.1 |
0.61 |
1.48 |
3.42 |
4.24% |
| 2019 |
12.8 |
1.55 |
1.54 |
3.52 |
3.96% |
| 2020 |
10.2 |
1.71 |
1.23 |
2.90 |
4.83% |
| 2021 |
9.4 |
0.28 |
1.39 |
3.55 |
4.07% |
| 2022 |
8.4 |
1.16 |
1.43 |
2.98 |
4.52% |
| 2023 |
10.5 |
-0.42 |
1.28 |
2.16 |
4.96% |
| 2024 |
11.2 |
-1.30 |
1.20 |
1.83 |
5.23% |
| 2025 |
8.5 |
0.32 |
1.03 |
1.65 |
5.58% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.66 |
$66.26M |
$18.01M |
27.2% |
| 2017 |
$1.81 |
$73.38M |
$19.59M |
26.7% |
| 2018 |
$2.17 |
$83.14M |
$23.54M |
28.3% |
| 2019 |
$2.34 |
$92.84M |
$25.53M |
27.5% |
| 2020 |
$2.48 |
$95.24M |
$27.13M |
28.5% |
| 2021 |
$3.30 |
$96.46M |
$36.27M |
37.6% |
| 2022 |
$3.53 |
$109.91M |
$38.99M |
35.5% |
| 2023 |
$2.66 |
$143.62M |
$29.52M |
20.6% |
| 2024 |
$2.43 |
$165.43M |
$27.05M |
16.3% |
| 2025 |
$3.07 |
$177.61M |
$34.39M |
19.4% |
