The First Bancorp, Inc. (FNLC) is a Banks - Regional company in the Financial Services sector, currently trading at $29.23. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FNLC = $81.46 (+178.7% from the current price, the stock appears undervalued).
Valuation: FNLC trades at a trailing Price-to-Earnings (P/E) of 9.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.98.
Financials: revenue is $178M, +17.7%/yr average growth. Net income is $34M, growing at -1.8%/yr. Net profit margin is 19.4% (healthy). Gross margin is 52.3% (-30.8 pp trend).
Balance sheet: total debt is $188M against $283M equity (Debt-to-Equity (D/E) ratio 0.66, moderate). Current ratio is 0.11 (tight liquidity). Debt-to-assets is 5.9%. Total assets: $3.2B.
SharesGrow 7-Criteria breakdown: Value 91/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future ?/100 (Fail), Income 70/100 (Pass).
