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HomeTrust Bancshares, Inc. HTB NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
64/100
4/7 Pass
SharesGrow Intrinsic Value
$66.27
+47%

HomeTrust Bancshares, Inc. (HTB) reported total assets of $4.55B and total liabilities of $3.94B for fiscal year 2025, resulting in total equity of $600.69M.

The company held $156.95M in cash and short-term investments. Total debt stood at $175.22M, with net debt of $160.81M. The Debt-to-Equity (D/E) ratio was 0.29 (conservative).

Current ratio is 0.06, which may signal tight short-term liquidity. Interest coverage is 1x (weak).

Criteria supported by this page:

  • HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (49/100) — Total assets $4.55B and equity $600.69M support the company's competitive scale
  • VALUE (62/100) — Debt-to-Equity 0.29 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 64/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
64/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
49/100
→ Income
GROWTH
80/100
→ Income
INCOME
85/100
→ Income
HomeTrust Bancshares, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $4.55B$4.6B$4.67B$4.61B
Total Liabilities $3.94B$4.04B$4.17B$4.14B
Total Debt $175.22M$10.12M$133.78M$210.23M
Cash & Investments $156.95M$459.77M$508.81M$488.58M
Total Stockholders Equity $600.69M$551.76M$499.89M$471.19M
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