HomeTrust Bancshares, Inc. (HTB) is a Banks - Regional company in the Financial Services sector, currently trading at $45.08. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HTB = $66.27 (+47% from the current price, the stock appears undervalued).
Valuation: HTB trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.4.
Financials: revenue is $292M, +11%/yr average growth. Net income is $64M, growing at +13%/yr. Net profit margin is 22% (strong). Gross margin is 70.5% (-8.6 pp trend).
Balance sheet: total debt is $175M against $601M equity (Debt-to-Equity (D/E) ratio 0.29, conservative). Current ratio is 0.06 (tight liquidity). Debt-to-assets is 3.9%. Total assets: $4.5B.
Analyst outlook: 1 / 2 analysts rate HTB as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).
