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HomeTrust Bancshares, Inc. HTB NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
64/100
4/7 Pass
SharesGrow Intrinsic Value
$66.27
+47%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

HomeTrust Bancshares, Inc. (HTB) trades at a trailing P/E of 11.8, forward P/E of 13.1. Trailing earnings yield is 8.47%, forward earnings yield 7.63%. PEG 0.76 (Peter Lynch undervalued ≤1.0). Graham Number is $55.07.

Criteria proven by this page:

  • VALUE (62/100, Pass) — P/E is below market average (11.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.76); earnings yield beats bond yields (8.47%).
  • PEG Ratio 0.76 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 8.47% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 64/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
64/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
49/100
→ Income
GROWTH
80/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — HTB

Valuation Multiples
P/E (TTM)11.8
Forward P/E13.1
PEG Ratio0.76
Forward PEG1.56
P/B Ratio1.26
P/S Ratio2.61
EV/EBITDA8.3
Per Share Data
EPS (TTM)$3.80
Forward EPS (Est.)$3.44
Book Value / Share$35.47
Revenue / Share$17.18
FCF / Share$4.39
Yields & Fair Value
Earnings Yield8.47%
Forward Earnings Yield7.63%
Dividend Yield1.11%
Graham Number$55.07
SharesGrow IV$66.27 (+47%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2017 35.8 23.27 1.07 3.69 -
2018 61.6 -1.94 1.24 3.73 -
2019 16.3 0.07 1.08 2.77 0.72%
2020 11.7 -0.99 0.66 1.61 1.70%
2021 28.6 -1.04 1.13 2.81 1.12%
2022 10.9 0.08 1.00 2.50 1.41%
2023 7.4 0.30 0.70 1.52 1.90%
2023 9.0 1.59 0.91 1.70 1.52%
2024 10.4 1.35 1.03 1.93 1.34%
2025 11.3 0.63 1.21 2.49 1.15%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.65 $114.86M $11.85M 10.3%
2017 $0.44 $136.08M $8.24M 6.1%
2018 $1.46 $159.72M $27.15M 17%
2019 $1.30 $166.59M $22.78M 13.7%
2020 $0.94 $159.87M $15.68M 9.8%
2021 $2.23 $155.31M $35.65M 23%
2022 $2.80 $216.08M $44.6M 20.6%
2023 $2.97 $265.82M $49.64M 18.7%
2024 $3.22 $295.07M $54.81M 18.6%
2025 $3.72 $292.47M $64.36M 22%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $3.40 $3.17 – $3.64 $213.04M $208.79M – $217.3M 3
2027 $3.70 $3.50 – $3.89 $224.21M $221.27M – $227.15M 3
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