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Provident Financial Services, Inc. PFS NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
73/100
5/7 Pass
SharesGrow Intrinsic Value
$37.88
+69.8%
Analyst Price Target
$25.00
+12.1%

Provident Financial Services, Inc. (PFS) reported total assets of $24.98B and total liabilities of $22.15B for fiscal year 2025, resulting in total equity of $2.83B.

The company held $3.38B in cash and short-term investments. Total debt stood at $2.52B, with net debt of $2.31B. The Debt-to-Equity (D/E) ratio was 0.89 (moderate).

Criteria supported by this page:

  • HEALTH (25/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (59/100) — Total assets $24.98B and equity $2.83B support the company's competitive scale
  • VALUE (83/100) — Debt-to-Equity 0.89 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 73/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
73/100
SG Score
View full scorecard →
VALUE
83/100
Price-to-Earnings & upside
→ Valuation
FUTURE
61/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
25/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
100/100
→ Income
INCOME
85/100
→ Income
Provident Financial Services, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $24.98B$24.05B$14.21B$13.78B
Total Liabilities $22.15B$21.45B$12.52B$12.19B
Total Debt $2.52B$2.42B$1.53B$1.35B
Cash & Investments $3.38B$2.97B$1.87B$1.99B
Total Stockholders Equity $2.83B$2.6B$1.69B$1.6B
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