Provident Financial Services, Inc. (PFS) is a Banks - Regional company in the Financial Services sector, currently trading at $22.33. It has a SharesGrow Score of 73/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PFS = $37.88 (+69.6% from the current price, the stock appears undervalued). Analyst consensus target is PFS = $25 (+12% upside).
Valuation: PFS trades at a trailing Price-to-Earnings (P/E) of 9.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.2.
Financials: revenue is $1.4B, +36.9%/yr average growth. Net income is $291M, growing at +38.4%/yr. Net profit margin is 21.1% (strong). Gross margin is 62.7% (-27.6 pp trend).
Balance sheet: total debt is $2.5B against $2.8B equity (Debt-to-Equity (D/E) ratio 0.89, moderate). Debt-to-assets is 10.1%. Total assets: $25.0B.
Analyst outlook: 6 / 9 analysts rate PFS as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 25/100 (Fail), Moat 59/100 (Partial), Future 61/100 (Pass), Income 85/100 (Pass).
