Intrinsic Value of S&P & Nasdaq Contact Us

Provident Financial Services, Inc. PFS

NYSE

SharesGrow Score
73/100
5/7 Pass
SharesGrow Intrinsic Value
$37.88
+69.6%
Analyst Price Target
$25.00
+12%

Provident Financial Services, Inc. (PFS) current share price is $22.33. The gold spot price is $4,825.20 per troy ounce. Using the formula: PFS in gold = $22.33 × 31.1035 ÷ $4,825.20 = 0.1439 grams of gold per share.

The Real Wealth Growth Rate measures the Compound Annual Growth Rate (CAGR) of PFS when denominated in gold. A positive rate means the stock has outperformed gold as a store of value, while a negative rate indicates gold has been a better wealth preserver than holding PFS shares over the measured period.

PFS in US Dollars
Gold in US Dollars
PFS in Gold (grams per share)

Real Wealth Growth Rate

PFS
Computing…

"Real Wealth Growth Rate" measures the annualised compound growth rate (CAGR) of a stock when priced in gold — hard money that cannot be printed. A positive value means genuine wealth creation. A negative value means purchasing power is shrinking, even if the dollar price rises.

Step 1 — Express share price in grams of gold
$$\text{PFS}_{\text{gold}}(t) = \frac{P_{\text{PFS}}(t) \times 31.1035}{P_{\text{gold}}(t)}$$
$P_\text{PFS}$ = stock price in USD, $P_\text{gold}$ = gold spot in USD/troy oz, $31.1035$ = grams per troy ounce.
Step 2 — Real Wealth Growth Rate (CAGR in gold terms)
$$\text{Real Wealth Growth Rate} = \left(\frac{\text{PFS}_{\text{gold}}^{(T)}}{\text{PFS}_{\text{gold}}^{(0)}}\right)^{\!\frac{1}{T}} - 1$$
$\text{PFS}_\text{gold}^{(0)}$ = initial gold-price, $\text{PFS}_\text{gold}^{(T)}$ = current gold-price, $T$ = number of years. A positive result means the stock outpaces gold.

Real Wealth Growth Rate Rankings — 20 Years

Computing…

People Also View

WAL
WAL
Western Alliance Bancorporation
$77.61
+0.64%
FIBK
FIBK
First Interstate BancSystem, Inc.
$34.25
-0.55%
PRK
PRK
Park National Corporation
$171.30
-1.06%
FFBC
FFBC
First Financial Bancorp.
$29.34
-0.54%
SFNC
SFNC
Simmons First National Corporation
$20.57
-0.29%
CVBF
CVBF
CVB Financial Corp.
$20.49
-0.63%
TOWN
TOWN
TowneBank
$35.62
-0.28%
TRMK
TRMK
Trustmark Corporation
$44.84
-0.07%
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message