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Primerica, Inc. PRI NYSE

NYSE • Financial Services • Insurance - Life • US • USD

SharesGrow Score
74/100
5/7 Pass
SharesGrow Intrinsic Value
$354.08
+32.4%
Analyst Price Target
$292.00
+9.2%

Primerica, Inc. (PRI) reported total assets of $15.01B and total liabilities of $12.57B for fiscal year 2025, resulting in total equity of $2.45B.

The company held $4.02B in cash and short-term investments. Total debt stood at $1.82B, with net debt of $1.06B. The Debt-to-Equity (D/E) ratio was 0.74 (moderate).

Current ratio is 5.41, indicating strong short-term liquidity. Interest coverage is 40.7x (strong).

Criteria supported by this page:

  • HEALTH (83/100, Pass) — Debt-to-Equity of 0.74, current ratio of 5.41, interest coverage 40.7x — balance sheet is strong
  • MOAT (59/100) — Total assets $15.01B and equity $2.45B support the company's competitive scale
  • VALUE (69/100) — Debt-to-Equity 0.74 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
69/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
83/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
83/100
→ Income
INCOME
85/100
→ Income
Primerica, Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $15.01B$14.58B$15.03B$15.35B
Total Liabilities $12.57B$12.32B$12.96B$13.63B
Total Debt $1.82B$1.95B$2.04B$2.08B
Cash & Investments $4.02B$1.68B$1.62B$3.05B
Total Stockholders Equity $2.45B$2.26B$2.07B$1.72B
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