Primerica, Inc. PRI NYSE

Primerica, Inc. (PRI) generated $906.81M in operating cash flow for fiscal year 2025. After capital expenditures of $26.05M, free cash flow was $880.76M.

Free cash flow margin was 27.3% of revenue. Cash conversion ratio was 1.21x, indicating earnings are backed by cash.

The company returned $136.05M in dividends and $450.03M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (59/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 1.21x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.