Primerica, Inc. (PRI) is a Insurance - Life company in the Financial Services sector, currently trading at $267.44. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PRI = $354.08 (+32.4% from the current price, the stock appears undervalued). Analyst consensus target is PRI = $292 (+9.2% upside).
Valuation: PRI trades at a trailing Price-to-Earnings (P/E) of 11.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.18.
Financials: revenue is $3.2B, +5.9%/yr average growth. Net income is $751M, growing at +31.9%/yr. Net profit margin is 23.3% (strong). Gross margin is 80.5% (-7.7 pp trend).
Balance sheet: total debt is $1.8B against $2.4B equity (Debt-to-Equity (D/E) ratio 0.74, moderate). Current ratio is 5.41 (strong liquidity). Debt-to-assets is 12.1%. Total assets: $15.0B.
Analyst outlook: 7 / 18 analysts rate PRI as buy (39%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 83/100 (Pass), Moat 59/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).
