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Sezzle Inc. SEZL NASDAQ

NASDAQ Capital Marke • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
84/100
6/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$85.00
+25%

Sezzle Inc. (SEZL) reported total assets of $400.23M and total liabilities of $230.42M for fiscal year 2025, resulting in total equity of $169.81M.

The company held $64.05M in cash and short-term investments. Total debt stood at $140.65M, with net debt of $76.6M. The Debt-to-Equity (D/E) ratio was 0.83 (moderate).

Current ratio is 3.92, indicating strong short-term liquidity. Interest coverage is 12.6x (strong).

Criteria supported by this page:

  • HEALTH (83/100, Pass) — Debt-to-Equity of 0.83, current ratio of 3.92, interest coverage 12.6x — balance sheet is strong
  • MOAT (70/100) — Total assets $400.23M and equity $169.81M support the company's competitive scale
  • VALUE (84/100) — Debt-to-Equity 0.83 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 84/100 with 6/7 criteria passed.

SharesGrow 7-Criteria Score
84/100
SG Score
View full scorecard →
VALUE
84/100
Price-to-Earnings & upside
→ Valuation
FUTURE
88/100
Analyst consensus
→ Forecast
~
PAST
75/100
→ Income
HEALTH
83/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
70/100
→ Income
GROWTH
100/100
→ Income
INCOME
85/100
→ Income
Sezzle Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $400.23M$298.37M$212.65M$172.58M
Total Liabilities $230.42M$210.54M$190.55M$163.73M
Total Debt $140.65M$104.91M$95.67M$64.11M
Cash & Investments $64.05M$73.19M$67.62M$68.28M
Total Stockholders Equity $169.81M$87.84M$22.09M$8.84M
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