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Sezzle Inc. SEZL NASDAQ

NASDAQ Capital Marke • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
84/100
6/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$85.00
+25%

Sezzle Inc. (SEZL) is a Financial - Credit Services company in the Financial Services sector, currently trading at $68.00. It has a SharesGrow Score of 84/100, indicating a strong investment profile with 6 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of SEZL = $-69.87 (-202.8% from the current price, the stock appears overvalued). Analyst consensus target is SEZL = $85 (+25% upside).

Valuation: SEZL trades at a trailing Price-to-Earnings (P/E) of 17.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.64.

Financials: revenue is $450M, +54.4%/yr average growth. Net income is $133M, growing at +398.1%/yr. Net profit margin is 29.6% (strong). Gross margin is 85.4% (+26.2 pp trend).

Balance sheet: total debt is $141M against $170M equity (Debt-to-Equity (D/E) ratio 0.83, moderate). Current ratio is 3.92 (strong liquidity). Debt-to-assets is 35.1%. Total assets: $400M.

Analyst outlook: 4 / 5 analysts rate SEZL as buy (80%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 84/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 83/100 (Pass), Moat 70/100 (Pass), Future 88/100 (Pass), Income 85/100 (Pass).

$85.00
▲ 25% Upside
Average Price Target
Based on 5 Wall Street analysts offering 12-month price targets for Sezzle Inc., the average price target is $85.00, with a high forecast of $94.00, and a low forecast of $76.00.
Highest Price Target
$94.00
Average Price Target
$85.00
Lowest Price Target
$76.00

SEZL SharesGrow Score Overview

84/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 84/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 83/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 70/100
Gross margin is + market cap
FUTURE 88/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — SEZL

VALUE Pass
84/100
SEZL trades at a trailing Price-to-Earnings (P/E) of 17.7 (S&P 500 average ~25). Forward PEG 0.64 — Peter Lynch undervalued (≤1.0). Trailing PEG 1.17. Analyst consensus target is $85, implying +25% from the current price $68. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
SEZL: +54.4%/yr revenue is, +398.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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~
PAST Partial
75/100
SEZL: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
83/100
Balance sheet SEZL: Debt-to-Equity (D/E) ratio 0.83 (moderate), Current ratio is 3.92 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
70/100
SEZL: Gross margin is 85.4% (+26.2 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 70/100. ≥ 70 = Pass.
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FUTURE Pass
88/100
Analyst outlook: 4 / 5 analysts rate SEZL as buy (80%). Analyst consensus target is $85 (+25% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Pass
85/100
SEZL: Net profit margin is 29.6%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range25.75-186.74
Volume719.62K
Avg Volume (30D)803.18K
Market Cap$2.32B
Beta (1Y)8.18
Share Statistics
EPS (TTM)3.93
Shares Outstanding$33.91M
IPO Date2023-08-17
Employees402
CEOCharles G. Youakim
Financial Highlights & Ratios
Revenue (TTM)$450.28M
Gross Profit$384.32M
EBITDA$178.15M
Net Income$133.13M
Operating Income$176.79M
Total Cash$64.05M
Total Debt$140.65M
Net Debt$76.6M
Total Assets$400.23M
Price / Earnings (P/E)17.3
Price / Sales (P/S)5.16
Analyst Forecast
1Y Price Target$85.00
Target High$94.00
Target Low$76.00
Upside+25.0%
Rating ConsensusBuy
Analysts Covering5
Buy 80% Hold 20% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Capital Marke
CurrencyUSD
ISINUS78435P1057

Price Chart

SEZL
Sezzle Inc.  ·  NASDAQ Capital Marke
Financial Services • Financial - Credit Services
25.75 52WK RANGE 186.74
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