SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Sezzle Inc. (SEZL) trades at a trailing P/E of 17.7, forward P/E of 14.5. Trailing earnings yield is 5.65%, forward earnings yield 6.91%. PEG 0.29 (Peter Lynch undervalued ≤1.0). Graham Number is $21.03.
Criteria proven by this page:
- VALUE (84/100, Pass) — P/E is below market average (17.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.29); analyst target implies upside (+25%); earnings yield beats bond yields (5.65%).
- Forward P/E 14.5 (down from trailing 17.7) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.29 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.65% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 6.91% as earnings recover.
- Analyst consensus target $85.00 (+25% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 84/100 with 6/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
84/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SEZL
Valuation Multiples
P/E (TTM)17.7
Forward P/E14.5
PEG Ratio0.29
Forward PEG0.55
P/B Ratio13.87
P/S Ratio5.27
EV/EBITDA14.0
Per Share Data
EPS (TTM)$3.93
Forward EPS (Est.)$4.70
Book Value / Share$5.01
Revenue / Share$13.28
FCF / Share$6.14
Yields & Fair Value
Earnings Yield5.65%
Forward Earnings Yield6.91%
Dividend Yield0.00%
Graham Number$21.03
SharesGrow IV$-69.87 (-202.8%)
Analyst Target$85.00 (+25%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2017 |
-1.6 |
0.00 |
-1.27 |
97.70 |
- |
| 2018 |
-0.7 |
-0.01 |
0.59 |
1.92 |
- |
| 2019 |
-0.4 |
-0.01 |
0.21 |
0.00 |
- |
| 2020 |
-0.8 |
-0.03 |
0.42 |
0.43 |
- |
| 2021 |
-0.1 |
0.00 |
0.29 |
0.10 |
- |
| 2022 |
0.0 |
0.00 |
0.16 |
0.01 |
- |
| 2023 |
16.4 |
-0.14 |
5.27 |
0.73 |
- |
| 2024 |
19.5 |
0.02 |
17.42 |
5.64 |
- |
| 2025 |
16.2 |
0.24 |
12.68 |
4.78 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2017 |
$-0.21 |
$29.37K |
$-1.77M |
-6029.3% |
| 2018 |
$-0.45 |
$1.63M |
$-4.19M |
-256.9% |
| 2019 |
$-0.74 |
$15.8M |
$-13.06M |
-82.7% |
| 2020 |
$-1.10 |
$58.79M |
$-32.39M |
-55.1% |
| 2021 |
$-2.38 |
$114.82M |
$-75.17M |
-65.5% |
| 2022 |
$-1.14 |
$125.57M |
$-38.09M |
-30.3% |
| 2023 |
$0.21 |
$159.36M |
$7.1M |
4.5% |
| 2024 |
$2.31 |
$271.13M |
$78.52M |
29% |
| 2025 |
$3.72 |
$450.28M |
$133.13M |
29.6% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$4.69 |
$4.67 – $4.70 |
$571.39M |
$566.64M – $579.02M |
4 |
| 2027 |
$5.92 |
$5.72 – $6.07 |
$707.04M |
$686.06M – $728.02M |
3 |
