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SLM Corporation SLM NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
74/100
5/7 Pass
SharesGrow Intrinsic Value
$73.21
+232%
Analyst Price Target
$31.20
+41.5%

SLM Corporation (SLM) reported total assets of $29.75B and total liabilities of $27.29B for fiscal year 2025, resulting in total equity of $2.45B.

The company held $4.29B in cash and short-term investments. Total debt stood at $5.86B, with net debt of $1.62B. The Debt-to-Equity (D/E) ratio was 2.39 (leveraged).

Current ratio is 0.28, which may signal tight short-term liquidity. Interest coverage is 0.9x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (59/100) — Total assets $29.75B and equity $2.45B support the company's competitive scale
  • VALUE (98/100) — Debt-to-Equity 2.39 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
98/100
Price-to-Earnings & upside
→ Valuation
FUTURE
85/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
90/100
→ Income
INCOME
85/100
→ Income
SLM Corporation Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $29.75B$30.07B$29.17B$28.81B
Total Liabilities $27.29B$27.91B$27.29B$27.08B
Total Debt $5.86B$6.44B$5.23B$5.24B
Cash & Investments $4.29B$4.7B$4.15B$4.67B
Total Stockholders Equity $2.45B$2.16B$1.88B$1.73B
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