SLM Corporation (SLM) is a Financial - Credit Services company in the Financial Services sector, currently trading at $22.05. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SLM = $73.21 (+232% from the current price, the stock appears undervalued). Analyst consensus target is SLM = $31 (+41.5% upside).
Valuation: SLM trades at a trailing Price-to-Earnings (P/E) of 6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.35.
Financials: revenue is $3.1B, +45.8%/yr average growth. Net income is $745M, growing at +17%/yr. Net profit margin is 24% (strong). Gross margin is 53.1% (-73 pp trend).
Balance sheet: total debt is $5.9B against $2.5B equity (Debt-to-Equity (D/E) ratio 2.39, leveraged). Current ratio is 0.28 (tight liquidity). Debt-to-assets is 19.7%. Total assets: $29.7B.
Analyst outlook: 19 / 25 analysts rate SLM as buy (76%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 98/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 59/100 (Partial), Future 85/100 (Pass), Income 85/100 (Pass).
