Affirm Holdings, Inc. AFRM NASDAQ

Affirm Holdings, Inc. (AFRM) reported total assets of $12.96B and total liabilities of $9.41B for quarter ending 2025-12-31, resulting in total equity of $3.55B.

The company held $2.25B in cash and short-term investments. Total debt stood at $9.18B, with net debt of $7.65B. The Debt-to-Equity (D/E) ratio was 2.59 (leveraged).

Current ratio is 66.9, indicating strong short-term liquidity. Interest coverage is 1.1x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (80/100) — Total assets $12.96B and equity $3.55B support the company's competitive scale
• VALUE (60/100) — Debt-to-Equity 2.59 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 57/100 with 4/7 criteria passed.