BayFirst Financial Corp. BAFN NASDAQ

BayFirst Financial Corp. (BAFN) reported total assets of $1.3B and total liabilities of $1.21B for quarter ending 2025-12-31, resulting in total equity of $87.57M.

The company held $34.49M in cash and short-term investments. Total debt stood at $20.82M, with net debt of $15.7M. The Debt-to-Equity (D/E) ratio was 0.24 (conservative).

Current ratio is 16.66, indicating strong short-term liquidity. Interest coverage is -0.3x (weak).

Criteria supported by this page:

• HEALTH (67/100, Partial) — some metrics are adequate but not all reach ideal thresholds
• MOAT (29/100) — Total assets $1.3B and equity $87.57M support the company's competitive scale
• VALUE (100/100) — Debt-to-Equity 0.24 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 58/100 with 2/7 criteria passed.