First Capital, Inc. FCAP NASDAQ

First Capital, Inc. (FCAP) reported total assets of $1.27B and total liabilities of $1.13B for quarter ending 2025-12-31, resulting in total equity of $137.91M.

The company held $538.15M in cash and short-term investments. Total debt stood at $0.00, with net debt of $-104.39M. The Debt-to-Equity (D/E) ratio was 0 (conservative).

Current ratio is 0.35, which may signal tight short-term liquidity. Interest coverage is 1.6x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (35/100) — Total assets $1.27B and equity $137.91M support the company's competitive scale
• VALUE (91/100) — Debt-to-Equity 0 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 69/100 with 4/7 criteria passed.