OFG Bancorp OFG NYSE

OFG Bancorp (OFG) reported total assets of $12.47B and total liabilities of $11.08B for quarter ending 2025-12-31, resulting in total equity of $1.39B.

The company held $1.04B in cash and short-term investments. Total debt stood at $580.46M, with net debt of $-459.87M. The Debt-to-Equity (D/E) ratio was 0.42 (conservative).

Current ratio is 0.12, which may signal tight short-term liquidity. Interest coverage is 1.8x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (55/100) — Total assets $12.47B and equity $1.39B support the company's competitive scale
• VALUE (62/100) — Debt-to-Equity 0.42 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 69/100 with 5/7 criteria passed.