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OFG Bancorp OFG NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
69/100
5/7 Pass
SharesGrow Intrinsic Value
$105.71
+146.8%
Analyst Price Target
$45.50
+6.2%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

OFG Bancorp (OFG) trades at a trailing P/E of 9.7, forward P/E of 10.0. Trailing earnings yield is 10.31%, forward earnings yield 10.01%. PEG 1.59. Graham Number is $54.38.

Criteria proven by this page:

  • VALUE (62/100, Pass) — P/E is below market average (9.7); earnings yield beats bond yields (10.31%).
  • PEG Ratio 1.59 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 10.31% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $45.50 (+6.2% upside) — modest upside expected.

Overall SharesGrow Score: 69/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
69/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
Proven by this page
FUTURE
73/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
55/100
→ Income
GROWTH
73/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — OFG

Valuation Multiples
P/E (TTM)9.7
Forward P/E10.0
PEG Ratio1.59
Forward PEG1.10
P/B Ratio1.43
P/S Ratio2.13
EV/EBITDA4.8
Per Share Data
EPS (TTM)$4.40
Forward EPS (Est.)$4.29
Book Value / Share$29.84
Revenue / Share$18.52
FCF / Share$4.28
Yields & Fair Value
Earnings Yield10.31%
Forward Earnings Yield10.01%
Dividend Yield2.93%
Graham Number$54.38
SharesGrow IV$105.71 (+146.8%)
Analyst Target$45.50 (+6.2%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 9.7 -0.03 0.63 1.49 4.17%
2017 7.8 -0.54 0.44 1.07 5.91%
2018 8.9 0.11 0.75 1.86 3.32%
2019 22.5 -0.54 1.16 2.82 1.72%
2020 12.8 0.31 0.88 1.76 2.19%
2021 9.3 0.08 1.27 2.51 1.55%
2022 8.0 0.37 1.27 2.21 2.27%
2023 9.7 0.86 1.48 2.43 2.32%
2024 10.0 0.96 1.57 2.40 2.31%
2025 9.3 1.41 1.37 2.21 2.72%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.03 $385.91M $59.19M 15.3%
2017 $0.86 $387.77M $52.65M 13.6%
2018 $1.52 $400.92M $84.41M 21.1%
2019 $0.92 $429.88M $54.19M 12.6%
2020 $1.32 $541.21M $74.33M 13.7%
2021 $2.81 $540.58M $146.15M 27%
2022 $3.44 $598.51M $166.24M 27.8%
2023 $3.82 $728.15M $181.87M 25%
2024 $4.23 $822.78M $198.17M 24.1%
2025 $4.49 $862.62M $205.1M 23.8%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $4.32 $4.23 – $4.42 $720.9M $716.02M – $728.24M 4
2027 $4.55 $4.51 – $4.61 $730.62M $725.68M – $738.07M 3
2028 $5.10 $5.06 – $5.17 $750.25M $750.25M – $750.25M 1
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