OFG Bancorp (OFG) is a Banks - Regional company in the Financial Services sector, currently trading at $42.83. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of OFG = $105.71 (+146.8% from the current price, the stock appears undervalued). Analyst consensus target is OFG = $46 (+6.2% upside).
Valuation: OFG trades at a trailing Price-to-Earnings (P/E) of 9.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.56.
Financials: revenue is $863M, +13.2%/yr average growth. Net income is $205M, growing at +7.3%/yr. Net profit margin is 23.8% (strong). Gross margin is 71.2% (-19.2 pp trend).
Balance sheet: total debt is $580M against $1.4B equity (Debt-to-Equity (D/E) ratio 0.42, conservative). Current ratio is 0.12 (tight liquidity). Debt-to-assets is 4.7%. Total assets: $12.5B.
Analyst outlook: 9 / 12 analysts rate OFG as buy (75%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 73/100 (Pass), Income 85/100 (Pass).
