American Express Company AXP NYSE

American Express Company (AXP) generated $18.43B in operating cash flow for fiscal year 2025. After capital expenditures of $2.43B, free cash flow was $16B.

Free cash flow margin was 19.9% of revenue. Cash conversion ratio was 1.7x, indicating earnings are backed by cash.

The company returned $2.27B in dividends and $5.81B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (79/100, Pass) — $16B (19.9% FCF margin) supports a durable competitive advantage
• INCOME (55/100) — Cash conversion ratio was 1.7x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 59/100 with 3/7 criteria passed.