PayPal Holdings, Inc. PYPL NASDAQ

PayPal Holdings, Inc. (PYPL) generated $6.42B in operating cash flow for fiscal year 2025. After capital expenditures of $852M, free cash flow was $5.56B.

Free cash flow margin was 16.8% of revenue. Cash conversion ratio was 1.23x, indicating earnings are backed by cash.

The company returned $130M in dividends and $6.05B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (68/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.23x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 75/100 with 5/7 criteria passed.