Jack Henry & Associates, Inc. JKHY NASDAQ

Jack Henry & Associates, Inc. (JKHY) generated $641.5M in operating cash flow for fiscal year 2025. After capital expenditures of $53.36M, free cash flow was $588.15M.

Free cash flow margin was 24.8% of revenue. Cash conversion ratio was 1.41x, indicating earnings are backed by cash.

The company returned $164.64M in dividends and $35.05M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.41x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 71/100 with 5/7 criteria passed.