Jack Henry & Associates, Inc. JKHY NASDAQ

Jack Henry & Associates, Inc. (JKHY) has shown moderate revenue growth over the past 3 years, expanding from $1.9B to $2.4B (average +6.9%/yr). Net income reached $456M, reflecting solid earnings growth at +8.2%/yr on average. The net profit margin is 19.2%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 42.7% (moderate), with a +0.8pp trend over the period. With a $11B market cap and MOAT composite score of 69/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (65/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 40-year history, the company was profitable in 38 of 40 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 71/100 with 5/7 criteria passed.