Axos Financial, Inc. AX NYSE

Axos Financial, Inc. (AX) generated $104.11M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $18.69M, free cash flow was $85.42M.

Free cash flow margin was 15.2% of revenue. Cash conversion ratio was 0.81x, suggesting some earnings are non-cash.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (59/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 0.81x suggests some earnings are non-cash items

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.