HomeTrust Bancshares, Inc. HTB NYSE

HomeTrust Bancshares, Inc. (HTB) generated $31.92M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $3.5M, free cash flow was $28.42M.

Free cash flow margin was 39% of revenue. Cash conversion ratio was 1.22x, indicating earnings are backed by cash.

The company returned $14.17M in share buybacks to shareholders during the quarter.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (49/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 1.22x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 64/100 with 4/7 criteria passed.