Provident Financial Services, Inc. PFS NYSE

Provident Financial Services, Inc. (PFS) generated $68.95M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $6.49M, free cash flow was $62.46M.

Free cash flow margin was 17.7% of revenue. Cash conversion ratio was 0.83x, suggesting some earnings are non-cash.

The company returned $31.34M in dividends to shareholders during the quarter.

Criteria supported by this page:

• HEALTH (25/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (59/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 0.83x suggests some earnings are non-cash items

Overall SharesGrow Score: 73/100 with 5/7 criteria passed.