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Erie Indemnity Company ERIE NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Brokers • US • USD

SharesGrow Score
74/100
4/6 Pass
SharesGrow Intrinsic Value
$300.55
+20.5%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Erie Indemnity Company (ERIE) has shown strong revenue growth over the past 3 years, expanding from $2.9B to $4.1B (average +12.7%/yr). Net income reached $559M, reflecting exceptional earnings expansion at +25.7%/yr on average. The net profit margin is 13.8%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 15.8% (low), with a +2.2pp trend over the period. With a $12B market cap and MOAT composite score of 52/100, the company has a moderate competitive position.

Criteria proven by this page:

  • GROWTH (90/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 33-year history, the company was profitable in 33 of 33 years — a perfect long-term track record
  • INCOME (55/100, Partial) — the company is profitable but margin is below 15%
  • MOAT (52/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 74/100 with 4/6 criteria passed.

74/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
→ IV page
FUTURE
N/A
No coverage
PAST
100/100
4/4 yrs profit
EPS $10.62
Proven by this page
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
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MOAT
52/100
Score: 52/100
GM 15.8% (+2.2pp)
Proven by this page
GROWTH
90/100
Rev +12.7%/yr
NI +25.7%/yr
Proven by this page
~
INCOME
55/100
Margin 13.8%
$4.1B
Proven by this page
Erie Indemnity Company Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $4.3B$4.07B$3.86B$3.31B$2.85B
Gross Profit $1.77B$640.8M$3.8B$560.53M$387.29M
Gross Margin 41.2%15.8%98.3%16.9%13.6%
Operating Income $718.54M$719.52M$757.28M$520.26M$376.45M
Net Income $559.34M$559.34M$600.31M$446.06M$298.57M
Net Margin 13%13.8%15.5%13.5%10.5%
EPS (Diluted) $10.66$10.62$11.48$9.66$5.67
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