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Erie Indemnity Company ERIE NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Brokers • US • USD

SharesGrow Score
74/100
4/6 Pass
SharesGrow Intrinsic Value
$300.55
+20.5%

Erie Indemnity Company (ERIE) generated $686.66M in operating cash flow for fiscal year 2025. After capital expenditures of $115.69M, free cash flow was $570.97M.

Free cash flow margin was 14% of revenue. Cash conversion ratio was 1.23x, indicating earnings are backed by cash.

The company returned $254.28M in dividends to shareholders during the period.

Criteria supported by this page:

  • HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
  • MOAT (52/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
  • INCOME (55/100) — Cash conversion ratio was 1.23x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 72/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
74/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
→ Valuation
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
83/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
52/100
Proven by this page
GROWTH
90/100
→ Income
~
INCOME
55/100
→ Income
Erie Indemnity Company Cash Flow History
Metric TTM FY2025 FY2024 FY2023 FY2022
Operating Cash Flow $686.66M$686.66M$611.25M$381.21M$366.15M
Capital Expenditure $-115.69M$-115.69M$-124.85M$-92.65M$-67.2M
Free Cash Flow $570.97M$570.97M$486.4M$288.56M$298.95M
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