First Business Financial Services, Inc. FBIZ NASDAQ

First Business Financial Services, Inc. (FBIZ) has shown exceptional revenue growth over the past 3 years, expanding from $151M to $279M (average +24.1%/yr). Net income reached $50M, reflecting solid earnings growth at +7.9%/yr on average. The net profit margin is 18%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 57.3% (high), with a -30pp trend over the period. With a market cap data available and MOAT composite score of 43/100, the company has a low competitive position.

Criteria proven by this page:

• GROWTH (83/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 25-year history, the company was profitable in 24 of 25 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (43/100, Fail) — limited competitive moat based on margins and scale

Overall SharesGrow Score: 70/100 with 5/7 criteria passed.