SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Business Financial Services, Inc. (FBIZ) trades at a trailing P/E of 9.4, forward P/E of 9.7. Trailing earnings yield is 10.60%, forward earnings yield 10.33%. PEG 1.45. Graham Number is $79.36.
Criteria proven by this page:
- VALUE (88/100, Pass) — P/E is below market average (9.4); analyst target implies upside (+19.8%); earnings yield beats bond yields (10.60%).
- PEG Ratio 1.45 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield 10.60% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $70.00 (+19.8% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 70/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
88/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FBIZ
Valuation Multiples
P/E (TTM)9.4
Forward P/E9.7
PEG Ratio1.45
Forward PEG0.94
P/B Ratio1.28
P/S Ratio1.73
EV/EBITDA11.3
Per Share Data
EPS (TTM)$6.16
Forward EPS (Est.)$6.04
Book Value / Share$45.46
Revenue / Share$34.17
FCF / Share$7.48
Yields & Fair Value
Earnings Yield10.60%
Forward Earnings Yield10.33%
Dividend Yield2.08%
Graham Number$79.36
SharesGrow IV$134.37 (+129.9%)
Analyst Target$70.00 (+19.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.6 |
-1.36 |
1.26 |
2.20 |
2.05% |
| 2017 |
16.0 |
-0.78 |
1.13 |
2.12 |
2.38% |
| 2018 |
10.3 |
0.28 |
0.93 |
1.57 |
2.92% |
| 2019 |
9.6 |
0.22 |
1.15 |
1.85 |
2.33% |
| 2020 |
9.1 |
-0.34 |
0.75 |
1.30 |
3.66% |
| 2021 |
6.8 |
0.06 |
1.04 |
1.95 |
2.54% |
| 2022 |
7.4 |
0.53 |
1.15 |
1.99 |
2.45% |
| 2023 |
8.8 |
-1.00 |
1.13 |
1.44 |
2.59% |
| 2024 |
8.5 |
0.42 |
1.15 |
1.44 |
2.44% |
| 2025 |
8.8 |
0.53 |
1.19 |
1.59 |
2.38% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.71 |
$92.41M |
$14.91M |
16.1% |
| 2017 |
$1.36 |
$89.69M |
$11.91M |
13.3% |
| 2018 |
$1.86 |
$107.36M |
$16.3M |
15.2% |
| 2019 |
$2.68 |
$121.37M |
$23.32M |
19.2% |
| 2020 |
$1.97 |
$118.72M |
$16.98M |
14.3% |
| 2021 |
$4.17 |
$124.1M |
$35.76M |
28.8% |
| 2022 |
$4.75 |
$150.8M |
$40.86M |
27.1% |
| 2023 |
$4.33 |
$226.24M |
$37.03M |
16.4% |
| 2024 |
$5.69 |
$262.38M |
$44.25M |
16.9% |
| 2025 |
$6.06 |
$279.25M |
$50.32M |
18% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$6.04 |
$5.69 – $6.29 |
$181.48M |
$180.35M – $182.14M |
4 |
| 2027 |
$6.66 |
$6.53 – $6.83 |
$196.8M |
$196.17M – $197.37M |
4 |
