Prudential Financial, Inc. PRU NYSE

Prudential Financial, Inc. (PRU) has shown moderate revenue growth over the past 3 years, expanding from $57.0B to $60.8B (average +3.8%/yr). Net income reached $3.6B, reflecting exceptional earnings expansion at +97.3%/yr on average. The net profit margin is 5.9%, which is moderate. the company was profitable in 3 out of the last 4 years tracked. The gross margin is 42% (moderate), with a +21.2pp trend over the period. With a $34B market cap and MOAT composite score of 81/100, the company has a strong competitive position.

Criteria proven by this page:

• GROWTH (73/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (75/100, Partial) — profitability has been inconsistent. Looking at the full 25-year history, the company was profitable in 20 of 25 years — a solid long-term record with occasional losses
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (81/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 62/100 with 3/7 criteria passed.