Unum Group UNM NYSE

Unum Group (UNM) has shown moderate revenue growth over the past 3 years, expanding from $12.0B to $13.1B (average +2.9%/yr). Net income reached $739M, reflecting earnings decline at -9.6%/yr on average. The net profit margin is 5.7%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 38.2% (moderate), with a -57.9pp trend over the period. With a $13B market cap and MOAT composite score of 55/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (30/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 42-year history, the company was profitable in 39 of 42 years — an excellent long-term track record
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (55/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.