PayPal Holdings, Inc. PYPL NASDAQ

PayPal Holdings, Inc. (PYPL) has shown moderate revenue growth over the past 3 years, expanding from $27.5B to $33.2B (average +6.4%/yr). Net income reached $5.2B, reflecting exceptional earnings expansion at +33.1%/yr on average. The net profit margin is 15.8%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 46.6% (moderate), with a -3.5pp trend over the period. With a $44B market cap and MOAT composite score of 68/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (83/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 14-year history, the company was profitable in 14 of 14 years — a perfect long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (68/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 75/100 with 5/7 criteria passed.