PayPal Holdings, Inc. (PYPL) is a Financial - Credit Services company in the Financial Services sector, currently trading at $47.98. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PYPL = $63.34 (+32% from the current price, the stock appears undervalued). Analyst consensus target is PYPL = $53 (+10.6% upside).
Valuation: PYPL trades at a trailing Price-to-Earnings (P/E) of 8.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.92.
Financials: revenue is $33.2B, +6.4%/yr average growth. Net income is $5.2B, growing at +33.1%/yr. Net profit margin is 15.8% (healthy). Gross margin is 46.6% (-3.5 pp trend).
Balance sheet: total debt is $10.0B against $20.3B equity (Debt-to-Equity (D/E) ratio 0.49, conservative). Current ratio is 1.29 (adequate). Debt-to-assets is 12.5%. Total assets: $80.2B.
Analyst outlook: 28 / 70 analysts rate PYPL as buy (40%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 84/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 83/100 (Pass), Moat 68/100 (Partial), Future 40/100 (Partial), Income 70/100 (Pass).
