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Wintrust Financial Corporation WTFC NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
5/7 Pass
SharesGrow Intrinsic Value
$234.03
+60.8%
Analyst Price Target
$173.00
+18.9%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Wintrust Financial Corporation (WTFC) has shown exceptional revenue growth over the past 3 years, expanding from $2.2B to $4.2B (average +25.5%/yr). Net income reached $824M, reflecting solid earnings growth at +17.4%/yr on average. The net profit margin is 19.5%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 62.2% (high), with a -22.8pp trend over the period. With a $10B market cap and MOAT composite score of 59/100, the company has a moderate competitive position.

Criteria proven by this page:

  • GROWTH (90/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 31-year history, the company was profitable in 30 of 31 years — an excellent long-term track record
  • INCOME (70/100, Pass) — proves strong profitability and pricing power
  • MOAT (59/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 67/100 with 5/7 criteria passed.

67/100
SG Score
View full scorecard →
VALUE
69/100
Price-to-Earnings & upside
→ IV page
FUTURE
67/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 yrs profit
EPS $11.56
Proven by this page
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
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MOAT
59/100
Score: 59/100
GM 62.2% (-22.8pp)
Proven by this page
GROWTH
90/100
Rev +25.5%/yr
NI +17.4%/yr
Proven by this page
INCOME
70/100
Margin 19.5%
$4.2B
Proven by this page
Wintrust Financial Corporation Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $4.23B$4.23B$3.97B$3.33B$2.21B
Gross Profit $2.63B$2.63B$2.35B$2.16B$1.88B
Gross Margin 62.2%62.2%59.3%64.8%85%
Operating Income $1.12B$1.12B$947.09M$845.08M$700.56M
Net Income $823.84M$823.84M$695.05M$622.63M$509.68M
Net Margin 19.5%19.5%17.5%18.7%23.1%
EPS (Diluted) $11.56$11.56$10.31$9.58$8.02
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