SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Wintrust Financial Corporation (WTFC) trades at a trailing P/E of 11.8, forward P/E of 11.7. Trailing earnings yield is 8.50%, forward earnings yield 8.55%. PEG 0.97 (Peter Lynch undervalued ≤1.0). Graham Number is $173.21.
Criteria proven by this page:
- VALUE (69/100, Pass) — P/E is below market average (11.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.97); analyst target implies upside (+18.9%); earnings yield beats bond yields (8.50%).
- Forward P/E 11.7 (down from trailing 11.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.97 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.50% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.55% as earnings recover.
- Analyst consensus target $173.00 (+18.9% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 67/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
69/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — WTFC
Valuation Multiples
P/E (TTM)11.8
Forward P/E11.7
PEG Ratio0.97
Forward PEG1.54
P/B Ratio1.33
P/S Ratio2.30
EV/EBITDA11.4
Per Share Data
EPS (TTM)$12.30
Forward EPS (Est.)$12.44
Book Value / Share$108.39
Revenue / Share$63.16
FCF / Share$13.36
Yields & Fair Value
Earnings Yield8.50%
Forward Earnings Yield8.55%
Dividend Yield1.42%
Graham Number$173.21
SharesGrow IV$234.03 (+60.8%)
Analyst Target$173.00 (+18.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
17.6 |
0.69 |
1.35 |
3.23 |
1.06% |
| 2017 |
17.5 |
0.96 |
1.51 |
3.57 |
0.90% |
| 2018 |
10.9 |
0.35 |
1.15 |
2.46 |
1.36% |
| 2019 |
11.3 |
4.21 |
1.09 |
2.25 |
1.62% |
| 2020 |
12.0 |
-0.53 |
0.85 |
1.85 |
2.44% |
| 2021 |
11.1 |
0.18 |
1.15 |
2.78 |
1.91% |
| 2022 |
9.8 |
1.68 |
1.04 |
2.27 |
2.16% |
| 2023 |
9.1 |
0.47 |
1.05 |
1.70 |
2.22% |
| 2024 |
11.4 |
1.48 |
1.25 |
2.00 |
1.80% |
| 2025 |
11.4 |
1.07 |
1.29 |
2.21 |
1.81% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$3.66 |
$1.13B |
$206.88M |
18.3% |
| 2017 |
$4.40 |
$1.26B |
$257.68M |
20.4% |
| 2018 |
$5.86 |
$1.52B |
$343.17M |
22.5% |
| 2019 |
$6.03 |
$1.79B |
$355.7M |
19.9% |
| 2020 |
$4.68 |
$1.9B |
$292.99M |
15.4% |
| 2021 |
$7.58 |
$1.86B |
$466.15M |
25% |
| 2022 |
$8.02 |
$2.21B |
$509.68M |
23.1% |
| 2023 |
$9.58 |
$3.33B |
$622.63M |
18.7% |
| 2024 |
$10.31 |
$3.97B |
$695.05M |
17.5% |
| 2025 |
$11.56 |
$4.23B |
$823.84M |
19.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$12.38 |
$12.06 – $12.73 |
$2.94B |
$2.93B – $2.98B |
10 |
| 2027 |
$13.41 |
$12.87 – $14.06 |
$3.13B |
$3.12B – $3.14B |
10 |
| 2028 |
$14.44 |
$14.29 – $14.71 |
$3.31B |
$3.31B – $3.31B |
1 |
