American Financial Group, Inc. AFG NYSE

American Financial Group, Inc. (AFG) reported exceptional year-over-year revenue growth of +32.7% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed earnings decline of -5.1% YoY, reaching $299M in the latest quarter. The net profit margin is 14.5%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 20.3% (low), down 27.4pp vs the prior year. With a $11B market cap, MOAT composite score of 44/100 (low competitive position).

Criteria proven by this page:

• GROWTH (58/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 43-year annual history, the company was profitable in 41 of 43 years — an excellent long-term track record
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (44/100, Fail) — limited competitive moat based on margins and scale

Overall SharesGrow Score: 67/100 with 3/7 criteria passed.