American Express Company AXP NYSE

American Express Company (AXP) reported moderate year-over-year revenue growth of +8.4% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +7% YoY, reaching $2.5B in the latest quarter. The net profit margin is 11.7%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 83.2% (high), up 1.3pp vs the prior year. With a $224B market cap, MOAT composite score of 90/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (80/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year annual history, the company was profitable in 41 of 41 years — a perfect long-term track record
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 59/100 with 3/7 criteria passed.