Mastercard Incorporated MA NYSE

Mastercard Incorporated (MA) reported strong year-over-year revenue growth of +16.4% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +16.3% YoY, reaching $4.1B in the latest quarter. The net profit margin is 46.1%, which is exceptional. The company has maintained profitability in all 4 quarters. The gross margin is 83% (high), up 6.7pp vs the prior year. With a $458B market cap, MOAT composite score of 90/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (80/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 27-year annual history, the company was profitable in 25 of 27 years — an excellent long-term track record
• INCOME (100/100, Pass) — proves strong profitability and pricing power
• MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 81/100 with 5/7 criteria passed.