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Visa Inc. V NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
82/100
5/7 Pass
SharesGrow Intrinsic Value
$183.13
-41.2%
Analyst Price Target
$377.83
+21.3%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Visa Inc. (V) reported strong year-over-year revenue growth of +12.5% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +4.1% YoY, reaching $5.9B in the latest quarter. The net profit margin is 53.7%, which is exceptional. The company has maintained profitability in all 4 quarters. The gross margin is 81.1% (high), up 1.2pp vs the prior year. With a $600B market cap, MOAT composite score of 92/100 (strong competitive position).

Criteria proven by this page:

  • GROWTH (80/100, Partial) — growth is present but not consistently above 5% across both metrics
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 22-year annual history, the company was profitable in 20 of 22 years — an excellent long-term track record
  • INCOME (100/100, Pass) — proves strong profitability and pricing power
  • MOAT (92/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 82/100 with 5/7 criteria passed.

82/100
SG Score
View full scorecard →
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VALUE
45/100
Price-to-Earnings & upside
→ IV page
FUTURE
88/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 qtrs profit
EPS $3.03
Proven by this page
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HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
92/100
Score: 92/100
GM 81.1% (+1.2pp)
Proven by this page
GROWTH
80/100
Rev +12.5% YoY
NI +4.1% YoY
Proven by this page
INCOME
100/100
Margin 53.7%
$10.9B
Proven by this page
Visa Inc. Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM Q1 FY2026 Q4 FY2025 Q3 FY2025 Q2 FY2025
Revenue $41.39B$10.9B$10.72B$10.17B$9.59B
Gross Profit $33.56B$8.9B$8.74B$8.2B$7.71B
Gross Margin 81.1%81.7%81.5%80.6%80.4%
Operating Income $24.5B$6.74B$6.15B$6.18B$5.44B
Net Income $20.79B$5.85B$5.09B$5.27B$4.58B
Net Margin 50.2%53.7%47.5%51.8%47.7%
EPS (Diluted) $10.60$3.03$2.62$2.69$2.26
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