Sun Life Financial Inc. SLF NYSE

Sun Life Financial Inc. (SLF) reported declining year-over-year revenue growth of -4.6% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +18.1% YoY, reaching $792M in the latest quarter. The net profit margin is 8.9%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 56.2% (high), down 24.9pp vs the prior year. With a $37B market cap, MOAT composite score of 69/100 (moderate competitive position).

Criteria proven by this page:

• GROWTH (83/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 28-year annual history, the company was profitable in 27 of 28 years — an excellent long-term track record
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 71/100 with 5/7 criteria passed.