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Visa Inc. V NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
82/100
5/7 Pass
SharesGrow Intrinsic Value
$183.13
-41.2%
Analyst Price Target
$377.83
+21.3%

Visa Inc. (V) is a Financial - Credit Services company in the Financial Services sector, currently trading at $311.37. It has a SharesGrow Score of 82/100, indicating a strong investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of V = $183.13 (-41.2% from the current price, the stock appears overvalued). Analyst consensus target is V = $378 (+21.3% upside).

Valuation: V trades at a trailing Price-to-Earnings (P/E) of 28.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.14.

Financials: revenue is $40.0B, +10.9%/yr average growth. Net income is $20.1B, growing at +10.5%/yr. Net profit margin is 50.1% (strong). Gross margin is 80.4% (+0 pp trend).

Balance sheet: total debt is $25.2B against $37.9B equity (Debt-to-Equity (D/E) ratio 0.66, moderate). Current ratio is 1.08 (adequate). Debt-to-assets is 25.3%. Total assets: $99.6B.

Analyst outlook: 52 / 61 analysts rate V as buy (85%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 45/100 (Partial), Growth 80/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 92/100 (Pass), Future 88/100 (Pass), Income 100/100 (Pass).

$377.83
▲ 21.34% Upside
Average Price Target
Based on 61 Wall Street analysts offering 12-month price targets for Visa Inc., the average price target is $377.83, with a high forecast of $425.00, and a low forecast of $160.00.
Highest Price Target
$425.00
Average Price Target
$377.83
Lowest Price Target
$160.00

V SharesGrow Score Overview

82/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 45/100
Valuation — P/E, PEG, Forward PEG
GROWTH 80/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 92/100
Gross margin is + market cap
FUTURE 88/100
Analyst outlook — as buy
INCOME 100/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — V

~
VALUE Partial
45/100
V trades at a trailing Price-to-Earnings (P/E) of 28.1 (S&P 500 average ~25). Forward PEG 2.14 — overvalued. Trailing PEG 6.37. Analyst consensus target is $378, implying +21.4% from the current price $311. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
80/100
V: +10.9%/yr revenue is, +10.5%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
V: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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~
HEALTH Partial
67/100
Balance sheet V: Debt-to-Equity (D/E) ratio 0.66 (moderate), Current ratio is 1.08 (adequate). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
92/100
V: Gross margin is 80.4% (+0 pp trend), $600B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 92/100. ≥ 70 = Pass.
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FUTURE Pass
88/100
Analyst outlook: 52 / 61 analysts rate V as buy (85%). Analyst consensus target is $378 (+21.4% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
100/100
V: Net profit margin is 50.1%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range293.89-375.51
Volume4.84M
Avg Volume (30D)7.73M
Market Cap$600.33B
Beta (1Y)0.80
Dividend Yield$2.6800
Share Statistics
EPS (TTM)10.22
Shares Outstanding$1.94B
IPO Date2008-03-19
Employees28,800
CEORyan McInerney
Financial Highlights & Ratios
Revenue (TTM)$40B
Gross Profit$32.15B
EBITDA$26B
Net Income$20.06B
Operating Income$23.99B
Total Cash$21.99B
Total Debt$25.17B
Net Debt$5.02B
Total Assets$99.63B
Price / Earnings (P/E)30.5
Price / Sales (P/S)15.01
Analyst Forecast
1Y Price Target$394.50
Target High$425.00
Target Low$160.00
Upside+26.7%
Rating ConsensusBuy
Analysts Covering61
Buy 85% Hold 15% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS92826C8394

Price Chart

V
Visa Inc.  ·  NYSE
Financial Services • Financial - Credit Services
293.89 52WK RANGE 375.51
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